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Price Transparency

Our Charges for Residential Property Transactions

To ensure transparency in our conveyancing services, here is an outline of our charges. For a customized quote, please email us at info@cohencampbell.com.

Our Fees Include:

  1. Legal Fees: Charges for our legal work.

  2. Disbursements: Costs paid to third parties, such as Land Registry fees, managed on your behalf to streamline the process.

  3. Stamp Duty Land Tax (for purchases): This government tax is calculated based on the property price (details below).

Note: VAT (currently 20%) is applicable to all fees where stated.

Breakdown of Fees

Legal Fees

Legal fees vary based on property value, transaction type (leasehold or freehold), and complexity:

  • Freehold transactions: From £1,500 (excluding VAT)

  • Leasehold transactions: From £2,500 (excluding VAT)

Additional Charges:

  • Telegraphic Transfer: £25 (excl. VAT)

  • Stamp Duty Filing: £55 (excl. VAT)

Disbursements

The cost of disbursements varies depending on whether the property is freehold or leasehold, and its location. Common disbursements include:

  • Search Fees: Approx. £350 (excl. VAT)

  • Land Registry Fee: £135 (based on purchase price)

  • Bankruptcy Search: £2 per search

  • Priority Search: £3 per search

  • AML Search Fee: £8

Leasehold transactions may incur additional disbursements, such as:

  • Notice of Transfer Fee: Typically between £100 - £250 (excl. VAT)

  • Management Pack Fees: Variable

  • Deed of Covenant and Compliance Certificate Fees: We’ll advise as needed.

Stamp Duty Land Tax

For property purchases, you must also pay Stamp Duty Land Tax, calculated based on the property price. Use the HMRC calculator or Welsh Revenue Authority calculator for estimates.

Estimated Timeline

Property transaction times vary depending on the chain’s length and other factors:

  • Typical timeframe: 8–12 weeks

  • Simple purchases: As short as 6 weeks

  • Leasehold purchases: 3–6 months (especially if a lease extension is required)

Steps in the Process

Sale Process

  1. Discuss case details with you and provide initial advice.

  2. Review and advise on sale contract documents.

  3. Conduct searches (for purchases).

  4. Advise on documents and information received.

  5. Arrange contract signing and set completion date.

  6. Exchange contracts, notify, and complete the transaction.

Purchase Process

  1. Take instructions, check funding, and contact the lender as needed.

  2. Conduct searches and obtain planning documentation.

  3. Make necessary enquiries and review mortgage terms.

  4. Arrange contract signing, set a completion date, exchange, and complete.

  5. Handle Stamp Duty/Land Tax and Land Registry applications.

For remortgages, the work is typically limited to title searches, final document signing, and Land Registry applications.

Debt Recovery Price Transparency

Our Charges

Our fees vary based on case complexity. For a tailored quote, please email us at info@cohencampbell.com.

Charges Include:

  1. Legal Fees: Charges for legal work, with a typical partner rate of £450/hr (excl. VAT).

  2. Disbursements: Costs payable to third parties, such as bailiff fees.

Note: VAT (currently 20%) is applicable to all fees where stated.

Debt Recovery Fee Breakdown

  1. Letter Before Action: This initial step demands payment from the debtor and typically takes 7–21 days.

    • Fixed Fee Option: £625 (2.5 hrs at £250/hr excl. VAT) or £875 (3.5 hrs with claim form drafting).

  2. Court Proceedings: Fees vary based on the debt amount:

    • Claims under £10,000: Fixed costs, per Part 45 of the Civil Procedure Rules.

    • Claims between £100,000 - £500,000: Estimated fees starting at £30,000 (excl. VAT).

Disbursements

In addition to fees, disbursements may apply, such as:

  • Court Fees: Based on claim amount.

  • Barrister Fees: For complex cases requiring court appearances.

  • Expert Witness Fees: As needed for your case.

Additional Costs: These do not include fees for enforcement actions (bailiff or process server) or emergency applications.

Key Stages in Debt Recovery

  1. Review your case and perform checks.

  2. Send a Letter Before Action.

  3. Draft and issue court proceedings if needed.

  4. Apply for Judgment in Default (if no response).

  5. Offer guidance on further enforcement steps if payment is not received.

For any questions or to request a tailored quote, please contact us at info@cohencampbell.com.